Fix & Flip Loans

Fast, Flexible Capital for Value-Add Real Estate Projects

Designed for Real Estate investors seeking speed, certainty, and custom structures.

Fast, Flexible Capital

Financing options tailored to the specific demands of fix and flip projects.

Customized Loan Programs

Expert underwriting that accelerates your project approvals and funding.

Streamlined Approval Process

Support for both first-time flippers and experienced investors managing multiple projects.

Investor-Focused Underwriting

Fix & Flip Program Terms

  • Purchase + Rehab Financing
  • Refinance + Rehab Financing
  • 12 - 24 Month options
  • 100% of Rehab cost
  • Competitive Leverage
  • Fast Approvals & Closings
  • Direct Lending with Custom Structures


Loan structures are tailored to each transaction based on asset quality, project scope, and investor experience.

Rehab Costs Financed

up to 100%

Fix & Flip Interest Rates

from 8.99%

Loans from

$100K to $5MM

Rehab Costs Financed

12 to 24 month terms

Fast Closings

Under 7 days

PreQualify

Soft Credit Pull

Why OnArdhi

 

  • Direct Lending Platform
  • Investor-Focused Underwriting
  • Flexible Capital Structures
  • Relationship-Driven Execution
  • Built for Repeat Investors



We don’t force your project into a template. We structure the financing around your strategy.

 How it Works

  1. Submit Your Deal: Property + project overview
  2. Receive Terms: Custom structure & pricing
  3. Underwriting & Docs; Fast, In-house,  transparent process
  4. Fund & Execute: Close and move into renovation

  • What types of properties qualify for Fix & Flip loans?

    We provide financing for 1–4 unit residential properties, including single-family homes, townhomes, and condominiums.

    Renovation scopes can range from minor cosmetic updates to major full-scale rehabs.

  • What level of experience is required?

    We work with the full spectrum of investors. From first-time flippers to seasoned professionals and operating teams.

    Our underwriting and execution process is designed to support growth at every stage.

  • Are you a hard money lender?

    We are a private direct lender, supported by a network of institutional partners and specialized capital sources.

    This structure allows us to deliver custom financing solutions that align with each project. Not one size fits all programs.