New Construction & Ground Up Development

New Construction

OnArdhi

Capital That Keeps Your Project Moving


Ground-up construction is not a flip. It’s a build process that requires disciplined capital, reliable draws, and a lender who understands how real projects move from dirt to delivery.


OnArdhi’s New Construction programs are built for developers and investors who need certainty at every stage of the build.

"OnUP"  Builder Ground Up Construction

As our name states "OnLand&Earth" Builder loans for builders!


  • UnPermitted Projects 
  • Purchase or Refinance Loans
  • Up To 100% of Budget
  • Up to 90% LTC
  • Loans to $5 Million
  • Expert team to streamline loan approval
  • Rates from 8.99%


Project Types We Finance

  • Single-family spec homes
  • Small residential developments (1–4 units)
  • Build-to-rent portfolios
  • Select mixed-use residential projects
Start Building Today

New Construction Program Highlights

At OnArdhi, we offer tailored financing solutions for residential construction projects. Our approach is designed to meet the unique needs of real estate investors, ensuring your project is supported every step of the way.

Why Builders Work With OnArdhi

Builders choose OnArdhi for our construction-savvy underwriting. We provide flexible capital structures and a relationship-driven execution that adapts to your project’s specific requirements.



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Your Project, Your Financing

We understand that every project is unique. That’s why we don’t force your project into a template; instead, we build the financing around your specific needs and goals.
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Fast Approvals

Our streamlined loan process ensures you can move forward quickly, allowing you to focus on what matters most - your project.




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Interested how to Get Started OnArdhi  Let's Connect Today

We want to know your needs exactly so that we can provide the perfect solution. Let us know what you want and we’ll do our best to help.