Frequently Asked Questions

  • Are you a Direct lender?

    Yes, We are a direct lender, supported by a network of institutional partners and specialized capital sources. This structure allows us to tailor financing solutions to each project because no two investments are the same.

  • What loan programs do you offer?

    We offer rehab/renovation, new construction, rental property & bridge loans. 

  • Is there a minimum FICO score requirement?

    We require our borrowers to have a minimum FICO score of 660. Our recommendation is to always speak with a team member to explore options regardless.

  • What is the minimum loan amount required?

    We require a minimum loan amount of $90,000.

  • What type of properties do you lend on?

    We lend on the following Residential Properties:

    Single Family Residence

    2-4 Unit Property

    New Construction

    Townhome/Condo

    Land if being developed

  • Do you lend to owner occupied?

    No, Our lending is specifically for non-owner-occupied properties.

  • Do you lend to individuals or businesses?

    We lend to business entities in all states. Part of the approval process we do require personal information in addition to the business entity, which can include more than 1 owner/member.

  • How do I qualify or get approved for a loan?

    Our approach is “Solutions Based Lending” The first step is to speak with one of our lending consultants. They can guide you through the process and programs best suited to meet your Real Estate Goals. (We do have a short online form you can use to begin as well.)

  • Where is OnArdhi based?

    OnArdhi is headquartered in Atlanta, GA. We have been serving clients across the country for over 20 years prior to founding this company in 2023.

  • Who are OnArdhi’s clients?

    We work with 1st time investors, part-time investors & seasoned investors. Wherever you are in your Real Estate career, OnArdhi si here to support your investing goals.