OnArdhi Privacy Policy

At OnArdhi, we value the trust our clients and partners place in us. This Privacy Policy explains how we collect, use, and protect information related to our business-purpose lending services. We focus exclusively on non-owner occupied, business-purpose real estate loans and do not provide consumer lending.

1. Information We Collect

- Business and contact information from borrowers and investors
- Loan application information necessary for underwriting and compliance
- Supporting documents as required by law (e.g., KYC/AML verification)

2. How We Use Information

We use information to:
- Evaluate and process loan applications
- Meet legal and compliance obligations
- Communicate with clients, partners, and investors

3. How We Share Information

Information is only shared with service providers and partners such as title companies, appraisers, compliance vendors, and technology partners necessary to support lending operations. OnArdhi does not sell personal information.

4. Data Security

We implement reasonable safeguards including encryption, access controls, and secure cloud storage. Access is limited to authorized personnel only.

5. Data Retention

We generally retain data for 180 days following loan closure, unless longer retention is required by law or regulation.

6. Your Rights

OnArdhi complies with applicable laws including the Equal Credit Opportunity Act (ECOA) and Fair Housing Act (FHA). While our services are business-purpose in nature, we will review and respond to any inquiries regarding privacy or data rights.

7. Contact Us

For questions about this Privacy Policy, please contact us at:
Email: compliance@onardhi.com
Mailing Address: OnArdhi, LLC, Atlanta, GA